After the 2008 recession, traditional lenders tightened their loan qualifications significantly. Nontraditional loan products such as pawnbrokers and personal finance companies have declined, while payday lending and auto title loans have grown. ... READ MORE

Why use alternative financing? There are many reasons why so many Americans turn to nontraditional lending. A title loan can be signed and cash will be in the customer’s account in less than 60 minutes, as opposed to the length of time it takes a ... READ MORE

  Do you know people who like to spend too much money on things, live to waste their hard-earned cash on junk that breaks down, or enjoy bragging about how they overspent on items or services? Neither do we! Who knows anyone who doesn’t like ... READ MORE

Pretending your credit rating is worse than it is: Before you go to the dealership check your credit rating. One way car dealers rip you off is by pretending your credit is worse than it actually is, thereby justifying hitting you with a higher ... READ MORE

Plus 6 bonus tips. Hint: Just switching to fluorescent light bulbs can save you over $240 annually! Does getting your utility bills make your blood run cold? Do you feel at the mercy of wild weather swings? You’re not it’s not just you. According ... READ MORE