Marlin Financial, Inc. is a licensed consumer finance company in the state of Florida, License # CF9901149.
The maximum loan we can make is $25,000.00. The approval amount is largely based on the value of your vehicle. See How Much You Can Get.
- A Free and Clear Title to your vehicle
- Valid Registration
- A government issued photo ID
- A digital camera or camera phone
- Internet access
Pursuant to s. 516.031 a licensee may charge, contract for, and receive thereon interest charges as provided and authorized by this section. The maximum interest rate shall be 30 percent per annum, computed on the first $3,000 of the principal amount; 24 percent per annum on that part of the principal amount exceeding $3,000 and up to $4,000; and 18 percent per annum on that part of the principal amount exceeding $4,000 and up to $25,000.
If you are unable to prepay your insurance for one year, Marlin Financial offers the Debt Cancellation Product as an alternative. The Debt Cancellation Product is a voluntary, separate obligation and is not required to obtain a loan from us. The Debt Cancellation Product extends for the entire term of the loan and we agree to cancel your obligation to pay the Unpaid Balance in the event of a Total Loss of your Motor Vehicle unless the loss results, directly or indirectly, from forgery or any dishonest, fraudulent or criminal act. See the Voluntary Debt Cancellation Addendum for the definition of these terms and additional information regarding limitations on the applicability of the Product.
Equal monthly installments of the Debt Cancellation Fee will be added to your monthly payment each month. Please see the chart below for an example of the Fees.
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We offer loan terms of up to 24 months.
From the time we receive your signed agreement, we can have the money to you in as little as half an hour.
No, we are an online lender so you don’t even need to leave the comfort of your own home! All you need is a way to take photos of your vehicle and an internet connection.
We provide a service that exceeds the standards established by our own industry. Our service is what we are most proud of and is our highest priority.
We believe that customer satisfaction hinges on keeping our customers informed. Taking control of your financial future means working with an organization that has the ability and the drive to keep you apprised of all options available to you. We help you weigh your options and make the best financial decisions for you and your family’s future.
All of us at Marlin Financial are highly experienced and knowledgeable about all aspects of financial services. We take the necessary time to get to know each of our clients as individuals. We provide a highly individualized service and not the one-size-fits-all approach that we all experience so frequently today.
If your payment is late for a period of ten days you are charged a late fee of $15.00.
Try calling Marlin before you have any past due payments and see if we are able to work out a repayment plan with you. If you fall behind on your payments and do not work with us to work out a payment plan, then we have the power to repossess your car.
Can I pay off my loan early?It is always in your best interest to pay more than the minimum payment when you can, which can result in less interest accruing on your loan. Marlin encourages our customers to pay down their loans as soon as possible and will NEVER charge any prepayment penalties.
Even though Marlin becomes a lien holder, your car remains in your possession and you can still use your car while you repay your loan. Once you pay the loan in full, the lien is released.