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Any loans entered into on or after July 1, 2013, may charge the maximum interest rate of 30 percent per annum, computed on the first $3,000 of the principal as computed from time to time; 24 percent per annum on that part of the principal amount as computed from time to time exceeding $3,000 and not exceeding $4,000; and 18 percent per annum on that part of the principal amount as computed from time to time exceeding $4,000 and not exceeding $25,000.